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Hourly Paycheck Calculator

Enter your hourly rate and the hours you worked, split into regular and overtime hours. Overtime is paid at 1.5× your regular rate (time-and-a-half).

Your pay details

$ /hr
hrs
Hours paid at your regular rate — usually up to 40.
hrs
Hours paid at 1.5× your regular rate.

Your gross pay

Gross pay per week
$950.00
45 total hours · $21.11 effective hourly rate
Regular pay$20.00 × 40 hrs $800.00
Overtime pay$30.00/hr (1.5×) × 5 hrs $150.00
Gross pay per week $950.00

Gross pay — before taxes and deductions. Income tax, Social Security, Medicare, benefits, and garnishments all come out of this amount, so your take-home pay will be lower.

How the math works

A paycheck for an hourly worker has two building blocks: the hours paid at your regular rate, and the hours paid at the overtime rate. Each block is just a rate multiplied by a number of hours:

Regular pay = hourly rate × regular hours
Overtime pay = hourly rate × 1.5 × overtime hours
Gross pay = regular pay + overtime pay

If you're paid biweekly, each paycheck covers two weeks, so the biweekly gross is simply the weekly gross multiplied by 2. This calculator counts overtime the way you enter it: put the hours your employer pays at the regular rate in the regular box and the hours paid at time-and-a-half in the overtime box. If you're not sure where the split falls in your week, the Overtime Pay Calculator works it out from your total hours instead.

Worked example (in USD)

You earn $20/hour, work 40 regular hours and 5 overtime hours in a week:

Regular pay: $20 × 40 = $800
Overtime pay: $20 × 1.5 × 5 = $30 × 5 = $150
Gross pay for the week: $800 + $150 = $950 — or $1,900 on a biweekly paycheck covering two identical weeks.

Common gotchas

  • Gross is not take-home. This is the number before anything is withheld. Federal and state income tax, Social Security (6.2%), and Medicare (1.45%) alone typically take a noticeable slice, before benefits or retirement contributions.
  • Biweekly is not twice-a-month. Biweekly pay means 26 paychecks a year; semi-monthly pay means 24. Two months a year have a third biweekly paycheck — don't budget as if every month were identical.
  • Double-counting overtime hours. Your regular hours and overtime hours together should equal your total hours. If you worked 45 hours, that's 40 regular + 5 overtime — not 45 regular + 5 overtime.
  • Overtime rules vary. Federal law (the FLSA) generally requires time-and-a-half after 40 hours in a workweek for non-exempt workers, but some states add daily overtime (for example, after 8 hours in a day), and some jobs are exempt. Your employer's policy and your state's rules decide the actual split.
  • Unpaid breaks change your hours. If a 30-minute unpaid lunch is deducted each day, a "45-hour" week on the clock may be 42.5 paid hours. Enter the hours you're actually paid for.